5 Things To Know About Volatile Markets

December 28th, 2018
140

The past few weeks in the stock market has brought volatility that investors haven’t seen since the financial crisis.

Swings of >2% have become the norm, and the 5% rise in the major indices on December 26th, 2018 was the stock market’s largest gain since March 2009.

For many young investors, these recent stock market swings are the first time they have experienced downward (and upward) volatility in their investing lives.

For me, these past few weeks have brought back memories of my time as a trader on Wall Street during the financial crisis. While I was not on the equity trading side, everyone on the trading floor always had one eye on the S&P 500 chart on their Bloomberg screens.

Here are five things to know about volatile stock markets as you prepare for the upcoming weeks and months:

1. There’s usually a reason for the volatility

Volatility in the stock market doesn’t happen without a reason. Volatility in the stock market can stem from fear or greed. During bear markets, fear of losses creates volatility. In the case of market bubbles, greed and fear of missing out create wild price swings.

The movements we are currently seeing in the stock market is based on many fears: an upcoming recession, tariffs, Donald Trump, and the possible end of a very long bull market.

Rarely are volatile stock markets merely characterized as “just a correction” or “a pullback after a long bull market.” There are always reasons why the market could fall even further.

2. Be prepared for big swings in both directions

Investors in the current market are already aware that in volatile markets, the market can move higher just as fast as it can move lower.

In volatile markets, more traders begin to try to make money on the stock market going down by shorting securities. However, when the stock market rises, many of these traders who are short have to buy back (“cover”) their shares to avoid losses, possibly leading to panic buying.

In volatile, declining markets, there needs to be the possibility of big reversals to keep traders on their toes. If it were certain that the stock market would fall another 2% tomorrow, then everyone would sell their stock today. However, rapid reversals such as what happened on December 26, 2018, keeps traders largely from being able to systematically take advantage of volatile stock markets.

3. The daily swings are truly unpredictable

In volatile markets, some investors may feel that the market moves in an almost predictable fashion.

I challenge anyone who thinks that they can predict the daily movements of the stock market during volatile markets (or any markets for that matter) to try this paper trading experiment, as I personally did in 2008: after each trading day, make a prediction of whether the stock market will go up or down the next day. Keep a running spreadsheet of your predictions, and see whether you would have made money or not if you had actually traded on these predictions.

It’s harder than it looks, and you might be surprised by the results. Remember that a strategy of always predicting that the stock market will go up the next day will yield the market return.

4. You will probably question your asset allocation at some point

It’s easy to hold a high allocation in stocks during a bull market.

That resolve is tested in volatile, declining markets.

Many investors, especially those who have never experienced a bear market, may question whether they hold too much stocks in their portfolio.

A reader left a comment on this post that probably reflects how a lot of investors are feeling right now:

What if you decide that, in the midst of the market slide, you decide that your plan is wrong after all — you overestimated your risk tolerance and need to adjust your AA significantly? This is where I am at right now. It’s “only” about 10% and I’m fretting. I’m at ~65/35 stocks/bonds and feel like I need to get closer to 50/50.

This is when it is critical to stay the course. The worst thing you can do is be 50/50 stocks/bonds in bull markets and 65/35 stocks/bonds in bear markets.

However, if you feel like you truly need to re-evaluate your risk tolerance and asset allocation, it can be helpful to talk to a financial advisor. Many financial advisors offer “portfolio checkups” where you can get a second opinion on your portfolio and asset allocation. They can also provide reassurance during bear markets and help you stay the course and not sell your shares when the stock market falls.

5. The end of the volatility will not be announced in advance

Just as no one can accurately predict the end of the bull market in advance, the end of volatility in the markets usually is a gradual process. The markets usually have been calm for quite a long time before many investors feel that the volatility in the market is over.

It’s not like a summer thunderstorm where the lighting and rain stops and the sun starts shining over the course of minutes.

For example, the stock market bottomed after the Great Recession in early 2009. However, throughout 2009 and 2010, there were fears that the crisis could worsen or that there would be a double-dip recession. Some prognosticators who predicted the mortgage crisis would make predictions about which market would be the source of the next crisis (e.g. municipal bonds, student loan debt).

By the time most investors felt comfortable that the Great Recession was over, the stock market had already recovered much of the losses from 2007-2009. Investors who headed to the sidelines during the Great Recession often missed out on a portion of the recovery.

Conclusion

Many market observers have been warning of volatile markets for years. Now that turbulent markets are here, hopefully you are prepared, know what to expect, and can successfully navigate and stay the course. It won’t be easy, but as I’ve said previously, volatile markets are where index investors who stay the course make their money.

What do you think? For those of you who rode out the Great Recession in 2007-2009, what advice do you have to younger investors about what to expect?

140 COMMENTS

  1. Excellent and timely post WSP.

    December made for a wild and bumpy ride for sure. Even though I went through the 09 recession, the amount of money currently being lost put that period of my life to shame as the amount of dollars now in play makes for massive losses. It really is a test to your perceived risk tolerance.

    I actually have confirmed that I have a high risk tolerance because despite losing almost $200k I have stayed the course and feel like I could still weather more. My investing timeframe allows me to have the “this too shall pass” type philosophy and the worst thing would be to lock in losses now by selling.

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      In less than a week, I was able to recoup my BTC. I praise the universe for sending them my way. I wish to recommend them to everyone out there. they are capable of recover any crypto coins Bitcoin, Usdt ,Eth, Dogecoin, now i have my funds back with there guidelines and skills you can always contact them via
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  2. What has helped me get through the volatility is continuing to think of the market as a “roller coaster” ride. It only hurts if you jump off while it is violently moving.

    The $ valuation of my portfolio changes day to day, but as long as I don’t sell the loss is never actually realized. This helps me think about it in a way that lets me “stay on” the coaster!

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      • I saw an opportunity to invest in cryptocurrency about two months ago and I took my chance. I contacted a broker who I saw videos on youtube and I invested a huge sum of money around £665,211 which was deposited using Bitcoin with hopes to gain massive returns on my investment. I kept tracking my portfolio and it was increasing daily on the website. It made me excited and confident. Fast forward to 30 Days after, which was supposed to be my payout date, I tried to make a withdrawal as I needed money to foot my bills and buy my new house, but the broker insisted that I continue to invest or will have to pay some fees to withdraw my funds. That was very disappointing to hear, because it was all going smoothly when I deposited the funds. Eventually, I paid the fees which was about £45,800. I was desperate now because according to my portfolio, I had made about £1,512,400. Now you see why I was willing to pay the fees. It turned out it was a scheme to keep asking me for more money for one thing or the other, like Taxes, miner fees and so many others. I declined, and instead I won’t pay more. They locked my account for several weeks. A month after, I saw a post on Quora about RECOVERY BUREAUC HACKERS which stated they were capable of getting my money recovered. With a little faith in me, I contacted them immediately, and discussed my situation, and sent all the information I had.
        In less than a week, I was able to recoup my BTC. I praise the universe for sending them my way. I wish to recommend them to everyone out there. they are capable of recover any crypto coins Bitcoin, Usdt ,Eth, Dogecoin, now i have my funds back with there guidelines and skills you can always contact them via
        EMAIL : RECOVERYBUREAUC @ GMAIL COM

        TELEGRAM: RECOVERYBUREAUC

    • Hello, I am here to share my testimony on how I finally joined the Illuminati brotherhood with the help of Lord Olta I am now RICH, FAMOUS, AND POWERFUL, I tried my best to become a member of the brotherhood, but I was scammed several times before I found a testimony about Lord Olta on the internet so I contacted him, I was so afraid that he would ask me for a lot of money before I could join the light, but to my greatest surprise he only asked me to buy the items I made and today I am very happy to tell the world that I am rich and have been able to build many businesses with all this I obtained an instant sum of 7 million dollars in my account and I am also known all over the world with the business. ALSO GAIN MORE POWER OVER SPIRITUAL IF YOU ARE A GAMBLER, HERE IS YOU OPPORTUNITY TO ALWAYS SEE FREE LOTTERY LUCKY NUMBERS. that the Illuminati brotherhood gave me, and I also have the power to do what I want … I know many people may be in my lane also looking for help here you are officially free to contact Lord Olta via Email: (brotherhoodi692@gmail.com) Whats-app\call (+2348115403790) BEWARE OF SCAMMERS AND YOU MUST BE 18 YEARS OLD.

  3. Many people have been warning of volatile markets for years. That December was a crazy volatile time, but the market had a nice rally in January. We should all expect the volatility though and try to successfully navigate and stay the course. Index investors who stay the course will be better off.

    • The resilience of this bull market shows the difficulty in market timing. When the next bear market comes, I don’t think most people who said they called it probably had been calling the bear market for years and been wrong.

      • I saw an opportunity to invest in cryptocurrency about two months ago and I took my chance. I contacted a broker who I saw videos on youtube and I invested a huge sum of money around £665,211 which was deposited using Bitcoin with hopes to gain massive returns on my investment. I kept tracking my portfolio and it was increasing daily on the website. It made me excited and confident. Fast forward to 30 Days after, which was supposed to be my payout date, I tried to make a withdrawal as I needed money to foot my bills and buy my new house, but the broker insisted that I continue to invest or will have to pay some fees to withdraw my funds. That was very disappointing to hear, because it was all going smoothly when I deposited the funds. Eventually, I paid the fees which was about £45,800. I was desperate now because according to my portfolio, I had made about £1,512,400. Now you see why I was willing to pay the fees. It turned out it was a scheme to keep asking me for more money for one thing or the other, like Taxes, miner fees and so many others. I declined, and instead I won’t pay more. They locked my account for several weeks. A month after, I saw a post on Quora about RECOVERY BUREAUC HACKERS which stated they were capable of getting my money recovered. With a little faith in me, I contacted them immediately, and discussed my situation, and sent all the information I had.
        In less than a week, I was able to recoup my BTC. I praise the universe for sending them my way. I wish to recommend them to everyone out there. they are capable of recover any crypto coins Bitcoin, Usdt ,Eth, Dogecoin, now i have my funds back with there guidelines and skills you can always contact them via
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        TELEGRAM: RECOVERYBUREAUC

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    • I saw an opportunity to invest in cryptocurrency about two months ago and I took my chance. I contacted a broker who I saw videos on youtube and I invested a huge sum of money around £665,211 which was deposited using Bitcoin with hopes to gain massive returns on my investment. I kept tracking my portfolio and it was increasing daily on the website. It made me excited and confident. Fast forward to 30 Days after, which was supposed to be my payout date, I tried to make a withdrawal as I needed money to foot my bills and buy my new house, but the broker insisted that I continue to invest or will have to pay some fees to withdraw my funds. That was very disappointing to hear, because it was all going smoothly when I deposited the funds. Eventually, I paid the fees which was about £45,800. I was desperate now because according to my portfolio, I had made about £1,512,400. Now you see why I was willing to pay the fees. It turned out it was a scheme to keep asking me for more money for one thing or the other, like Taxes, miner fees and so many others. I declined, and instead I won’t pay more. They locked my account for several weeks. A month after, I saw a post on Quora about RECOVERY BUREAUC HACKERS which stated they were capable of getting my money recovered. With a little faith in me, I contacted them immediately, and discussed my situation, and sent all the information I had.
      In less than a week, I was able to recoup my BTC. I praise the universe for sending them my way. I wish to recommend them to everyone out there. they are capable of recover any crypto coins Bitcoin, Usdt ,Eth, Dogecoin, now i have my funds back with there guidelines and skills you can always contact them via
      EMAIL : RECOVERYBUREAUC @ GMAIL COM

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      Being a scam victim can be depressing, you were given empty promises. They usually stop replying after achieving their aim which hurts even more, i have been there too as I was too ambitious and wanted to get back my lost Btc worth $412,000. I never thought I would be getting back a dime back and already lost hope until I contacted this Verified Recovery expert Morris Gray which was with a leap of faith, as I wasn’t going to go down without a fight. I was able to recover a significant part of my BTC through these recovery experts. Do not brood alone, make a move too. Write to him on email at ( MORRIS GRAY 830 @ GMAIL COM ) or whats app +1 (607) 698-0239 for Quick responds.

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    • LOST BITCOINS RECOVERY TESTIMONY

      Being a scam victim can be depressing, you were given empty promises. They usually stop replying after achieving their aim which hurts even more, i have been there too as I was too ambitious and wanted to get back my lost Btc worth $412,000. I never thought I would be getting back a dime back and already lost hope until I contacted this Verified Recovery expert Morris Gray which was with a leap of faith, as I wasn’t going to go down without a fight. I was able to recover a significant part of my BTC through these recovery experts. Do not brood alone, make a move too. Write to him on email at ( MORRIS GRAY 830 @ GMAIL COM ) or whats app +1 (607) 698-0239 for Quick responds.

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    • BITCOIN RECOVERY IS VERY MUCH REAL, AM A LIVING TESTIMONY!!!!

      I was actually fooled and scammed over ( $753,000 ) by someone I trusted with my funds through a transaction we did and I feel so disappointed and hurt knowing that someone can steal from you without remorse after trusting them, so I started searching for help legally to recover my stolen funds and came across a lot of Testimonials about Mr. Morris Gray, an agent who helps in recovery lost funds, which I can tell has helped so many people who had contacted him regarding such issues and without a questionable doubt their funds was returned back to their wallet in a very short space of time, it took the expert 48hours to help me recover my funds and the best part of it all was that the scammers was actually located and arrested by local authorities in his region which was very relieving. Hope this helps as many people who have lost their hard earn money to scammers out of trust, you can reach him through the link below for help to recover your scammed funds and thank me later.
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  21. I was scammed over $1.850.000. I talked with this guy for 8 months. I sent him money via Bitcoin atm and bank account, I almost lost everything. But for the timely intervention of the Wizard Wierzbicki Programmer, who just in kick-off on time got back my $1.850.000. He is really good at what he does, I have recommended him to friends and co-workers who all became satisfied customers. He has helped me a lot in the trading industry, you can reach him for Everything. Hacking and Funds Recovering he is the best and has different skills in funds recovering and exposing scammers. Am glad and happy to recover my money, there is no shame in becoming a scam victim of one of these sophisticated and predatory operations. By reporting you may be able to recover some or all of your lost funds and prevent the scammers from targeting others. To recover your Scammed Bitcoin funds, Scammed funds, Clear or Erase Criminal Records, Mobile spy remote control access, Bitcoin Mining Contact this Genius Recovery Advocate Website:https://wizardwierzbicki.comWhatsApp:+18452078532Email:WIZARDWIERZBICKIPROGRAMMER(@)GMAIL(.)COM

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  23. i won the lottery and then people kept on asking me how did i do it, well yea there is a little secrete you all never knew about, i was able to win the $80.000.000 lottery with the help of Abdul Basser lottery winning spell, he gave me number to play and instructed me when to play the lottery and i did as he instructed, my dear friends getting rich is never by luck it’s something we all have to work for, people have been playing same lottery for years now and have never won, we need to be on the right track to get what we want iam saying this here because i want the best for everyone, you can’t win the lottery just like that you need to know exacly what to do, what to play and when to play this is a truth that no one will never tell you, if you want to win big my dear i advice you to talk to Abdul Basser let him guide you on what to do and how to do it with his lottery spell. you can try him

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  26. I was scammed over $1.850.000. I talked with this guy for 8 months. I sent him money via Bitcoin atm and bank account, I almost lost everything. But for the timely intervention of the Wizard Wierzbicki Programmer, who just in kick-off on time got back my $1.850.000. He is really good at what he does, I have recommended him to friends and co-workers who all became satisfied customers. He has helped me a lot in the trading industry, you can reach him for Everything. Hacking and Funds Recovering he is the best and has different skills in funds recovering and exposing scammers. Am glad and happy to recover my money, there is no shame in becoming a scam victim of one of these sophisticated and predatory operations. By reporting you may be able to recover some or all of your lost funds and prevent the scammers from targeting others. To recover your Scammed Bitcoin funds, Scammed funds, Clear or Erase Criminal Records, Mobile spy remote control access, Bitcoin Mining Contact this Genius Recovery Advocate Website:https://wizardwierzbicki.comWhatsApp:+18452078532)Email:WIZARDWIERZBICKIPROGRAMMER@GMAIL(.)COM

  27. I was scammed over $1.850.000. I talked with this guy for 8 months. I sent him money via Bitcoin atm and bank account, I almost lost everything. But for the timely intervention of the Wizard Wierzbicki Programmer, who just in kick-off on time got back my $1.850.000. He is really good at what he does, I have recommended him to friends and co-workers who all became satisfied customers. He has helped me a lot in the trading industry, you can reach him for Everything. Hacking and Funds Recovering he is the best and has different skills in funds recovering and exposing scammers. Am glad and happy to recover my money, there is no shame in becoming a scam victim of one of these sophisticated and predatory operations. By reporting you may be able to recover some or all of your lost funds and prevent the scammers from targeting others. To recover your Scammed Bitcoin funds, Scammed funds, Clear or Erase Criminal Records, Mobile spy remote control access, Bitcoin Mining Contact this Genius Recovery Advocate Website:https://wizardwierzbicki.comWhatsApp:+18452078532)Email:WIZARDWIERZBICKIPROGRAMMER@GMAIL(.)COM?

    • LOST BITCOINS RECOVERY TESTIMONY

      Being a scam victim can be depressing, you were given empty promises. They usually stop replying after achieving their aim which hurts even more, i have been there too as I was too ambitious and wanted to get back my lost Btc worth $412,000. I never thought I would be getting back a dime back and already lost hope until I contacted this Verified Recovery expert Morris Gray which was with a leap of faith, as I wasn’t going to go down without a fight. I was able to recover a significant part of my BTC through these recovery experts. Do not brood alone, make a move too. Write to him on email at ( MORRIS GRAY 830 @ GMAIL COM ) or whats app +1 (607) 698-0239 for Quick responds.

  28. You know when It gets hard to trust after you put your trust in the wrong people but there also some people who are there to remind of that not all people are like tat i have been scammed so many times just trying to get my credit score fixed but when i came across Ethicalhackers009 AT gmail DOT com with the help of a friend that he also helped now i am living a better life all thanks to them, you can also contact them via Whatsapp +14106350697

    • BITCOIN RECOVERY IS VERY MUCH REAL, AM A LIVING TESTIMONY!!!!

      I was actually fooled and scammed over ( $753,000 ) by someone I trusted with my funds through a transaction we did and I feel so disappointed and hurt knowing that someone can steal from you without remorse after trusting them, so I started searching for help legally to recover my stolen funds and came across a lot of Testimonials about Mr. Morris Gray, an agent who helps in recovery lost funds, which I can tell has helped so many people who had contacted him regarding such issues and without a questionable doubt their funds was returned back to their wallet in a very short space of time, it took the expert 48hours to help me recover my funds and the best part of it all was that the scammers was actually located and arrested by local authorities in his region which was very relieving. Hope this helps as many people who have lost their hard earn money to scammers out of trust, you can reach him through the link below for help to recover your scammed funds and thank me later.
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  29. I understand that it is very important to trust your partner. i did the-same for many many years. 25 years of marriage only to find out my husband had another family with which he was equally married to the woman and the kids were as old as mine. it was a terrible experience, but i feel alot better knowing than not knowing. i plan to gradually blend in and look forward to the two families connecting and understanding each other for the kids. thanks to this hacker who i met, he helped me hack into my husbands phone and social media where i went through his messages and found out. i advice everybody to try thesame, this life is too short to live without the truth about the partner you are spending it with. this is their contacts, i hope this helps someone here.
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  33. BITCOIN RECOVERY IS VERY MUCH REAL, AM A LIVING TESTIMONY!!!!

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    • LOST BITCOINS RECOVERY TESTIMONY

      Being a scam victim can be depressing, you were given empty promises. They usually stop replying after achieving their aim which hurts even more, i have been there too as I was too ambitious and wanted to get back my lost Btc worth $412,000. I never thought I would be getting back a dime back and already lost hope until I contacted this Verified Recovery expert Morris Gray which was with a leap of faith, as I wasn’t going to go down without a fight. I was able to recover a significant part of my BTC through these recovery experts. Do not brood alone, make a move too. Write to him on email at ( MORRIS GRAY 830 @ GMAIL COM ) or whats app +1 (607) 698-0239 for Quick responds.

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  73. I recently hired the best team of hackers known as RecoveryBureauC to help me bust my cheating wife. They were able to clone her phone and with the help of sophisticated spyware, I was able to mirror her phone’s activity and gain access to her emails, text messages, and other data. I was shocked and horrified to discover that not only was she cheating, but that she was actively planning to leave me and my 3 year old son. I couldn’t believe the level of betrayal, as she ridiculed me with her friends while I was busy trying to make our marriage work.
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  74. I saw an opportunity to invest in cryptocurrency about two months ago and I took my chance. I contacted a broker who I saw videos on youtube and I invested a huge sum of money around £665,211 which was deposited using Bitcoin with hopes to gain massive returns on my investment. I kept tracking my portfolio and it was increasing daily on the website. It made me excited and confident. Fast forward to 30 Days after, which was supposed to be my payout date, I tried to make a withdrawal as I needed money to foot my bills and buy my new house, but the broker insisted that I continue to invest or will have to pay some fees to withdraw my funds. That was very disappointing to hear, because it was all going smoothly when I deposited the funds. Eventually, I paid the fees which was about £45,800. I was desperate now because according to my portfolio, I had made about £1,512,400. Now you see why I was willing to pay the fees. It turned out it was a scheme to keep asking me for more money for one thing or the other, like Taxes, miner fees and so many others. I declined, and instead I won’t pay more. They locked my account for several weeks. A month after, I saw a post on Quora about RECOVERY BUREAUC HACKERS which stated they were capable of getting my money recovered. With a little faith in me, I contacted them immediately, and discussed my situation, and sent all the information I had.
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  77. DR ISIKOLO IS A LIFE SAVER AND I CAN ASSURE YOU ABOUT THAT AND HE GOT MY MAN BACK TO ME. His website (https://isikolotemple.com)
    My name is Denisa Holmes and I am here to join the numerous people out here to thank Dr Isikolo for his help and kind gestures towards me. I had a horrible experience going through heartbreak when my man left home and vowed never to return. He left me and I was devastated and couldn’t find any sought of help to get him back. At some point I was depressed until I ran into pages where people testified about how Dr Isikolo helped them. I contacted him and he never hesitated to help me as well. Not only did I get my man back after 48 hours, the love and happiness has also been restored better than ever. Dr Isikolo is an amazing personality and I can’t thank him enough for his selfless services towards humanity. If you are in dare need of help, contact him now via email: isikolosolutionhome@ gmail.com or text him via WhatsApp: +234-8133261196.

  78. HOW I GOT MY HUSBAND BACK WITH THE HELP OF PRIEST WISDOM CONTACT ON WHATS_APP NUMBER +2348124644470

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  79. What is the next step after losing money to Cryptocurrency scammers? I had lost considerable money in a dubious online investment and had given up any hope of recovering it. Recovering my lost money from those scammers was the last thing I could think of because I never believed it could be possible to get back Bitcoin sent to a wallet but I was proved otherwise. I was surfing the internet trying to know how these scammers operate to avoid falling into their trap hopefully when next I want to invest that’s when I came across an article review posted by an individual about “How he recovered his lost Bitcoin” with the aid of (spammer@fastservice.com) (+351920258835). I read through the post and decided to reach the contact in the article. Lucky me, they came through for me recovering my 11.82 BTC I thought I had lost to those scammers. I highly recommend SPAMMER ROOTKITS for any Ethical hacking expertise.

  80. MY WIFE RETURNED BACK HOME WITH THE HELP OF DR ISIKOLO. for more info, Visit his website (https://isikolotemple.com)
    I lost our marriage and beautiful home wrecked by unhappiness seeing my wife walk away over the lies she was fed with and insecurities which were never true. I vowed from the beginning never to be a cheat and stood my ground to ensure I built a happy home but unfortunately she never trusted me enough. I wandered for months trying to get her back and sought help from various sources including her family intervention but never yielded success. I came in contact with Dr Isikolo who I doubted at the earlier stage we got in contact with. I had to keep hope alive and complied with the procedures just the way he explained everything to me. He assured me of her return which happened after two to three days and i am yet to find words to express how happy and appreciative i am knowing my son and I had his mom back home to us. I am telling everyone about Dr Isikolo and his kind heart helping people. He won’t fail you if you try him out. Contact him via email: isikolosolutionhome@ gmail.com You can also WhatsApp him on +2348133261196.

  81. THE POSSIBILITY OF GETTING YOUR EX PARTNER BACK IS GUARANTEED WITH DR ISIKOLO. CONTACT HIM NOW
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  82. forex trading has ruined alot of people’s life, i am not saying they are not real but the rate at which people fall victim with fake imposters is so alarming, sincerely i think they should work on it, few weeks ago i decided to invest on bitcoin trading i thought i was doing the right thing not knowing i was totally dealing with the wrong people, they look so real and composed how could i have know they were fake, at first they advised me to put in little amount to start with and i invested with $200 and after few days it appreciated double, and i withdrew the money that even got me more convinced and i invested again this time they advised me to invest as much as i can as it is my last chance of investing with them, i asked why and they say i can only invest with them twice they are trying to regulate it to enable others benefit, i agreed with them and since i have invested before and i got my money back i decided to invest with $90,000 behold immediately i invested the money they took the money out and never talked to me again, it was like a dream to me all i could wish for was just to wake up from my dream but it was all real, i started looking for how to get my money back i went online and i saw a lot of hackers but Dr Dominion was the only spell caster i saw restoring Bitcoin and i was convince that he can help me after i read a testimony on how he had helped a lady that had similar issues like mine, i took his email and whatsApp and immediately i tested him he replied, i was pleased after speaking with him and he gave me instructions which i can’t say over here, he caster a spell for me and after 2 days my bitcoin was restored with apologies, Dr Dominion is the Gee if you try him you will know what i am talking about, i will leave his information’s if anyone would like to try him.

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  83. forex trading has ruined alot of people’s life, i am not saying they are not real but the rate at which people fall victim with fake imposters is so alarming, sincerely i think they should work on it, few weeks ago i decided to invest on bitcoin trading i thought i was doing the right thing not knowing i was totally dealing with the wrong people, they look so real and composed how could i have know they were fake, at first they advised me to put in little amount to start with and i invested with $200 and after few days it appreciated double, and i withdrew the money that even got me more convinced and i invested again this time they advised me to invest as much as i can as it is my last chance of investing with them, i asked why and they say i can only invest with them twice they are trying to regulate it to enable others benefit, i agreed with them and since i have invested before and i got my money back i decided to invest with $90,000 behold immediately i invested the money they took the money out and never talked to me again, it was like a dream to me all i could wish for was just to wake up from my dream but it was all real, i started looking for how to get my money back i went online and i saw a lot of hackers but Dr Dominion was the only spell caster i saw restoring Bitcoin and i was convince that he can help me after i read a testimony on how he had helped a lady that had similar issues like mine, i took his email and whatsApp and immediately i tested him he replied, i was pleased after speaking with him and he gave me instructions which i can’t say over here, he caster a spell for me and after 2 days my bitcoin was restored with apologies, Dr Dominion is the Gee if you try him you will know what i am talking about, i will leave his information’s if anyone would like to try him.

    Email: dominionlottospelltemple@gmail.com
    website: https://dominionlottospell.wixsite.com/dr-dominion
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    e

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  84. MY HUSBAND LEFT AND DR ISIKOLO GOT HIM BACK TO ME AND I AM AMAZED AND HAD TO SPREAD THE GOOD NEWS
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  86. A MUST READ FOR ANYONE WHO HAS EVER FALLEN FOR CRYPTO SCAM BEFORE!!!

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  87. I will forever be indebted to the great Dr SHANKIKI for fixing my broken marriage after my wife left me for his mistress for 6 months. I never believed in spells until my friend introduced me to him. At first, I was skeptical about him because I heard a lots about false spell casters but I put my doubts behind me for i was desperate to get my wife back and I did according to what he instructed me to do. Now my wife is back just within 48 hours of contacting him. I’m living happily with my wife ones again after 6 months of divorce and I will not rest till he’s known all over the world. He’s also specialize in money spells, lottery spells, win court case, black magic,sickness spells E.T.C. Get connected with Dr SHANKIKI now, Email: shankikisolutiontemple4@mail.com OR
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  89. My husband left me and my son and never returned till DR ISIKOLO intervened. My story does not differ from others who have taken their time to share information about him to the world. I had marital issues with my husband which made him leave me and traveled to another city. At some point i was depressed and got help from nowhere till i came in contact with Dr Isikolo who helped me. He restored the love and connection between me and my partner and i got him back after 2 days as he promised. Just like everyone else talking about him, I am here to tell good of him and thank him for bringing joy to my life once again. He won’t fail if you give him a try to help you as well. Just text him via WhatsApp/Telegram: +2348133261196 or read more about him and as well contact him via his website (https://isikolotemple.com)

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  92. GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735

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  95. WHEN LOOKING FOR A TRUSTWORTHY SPELL CASTER TO HELP YOU GET YOUR EX BACK, CONTACT DR ISIKOLO. HIS website (https://isikolotemple.com)
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  97. This is for all those who have lost dearly trading binary options and crypto, Mostly, when you are sure that your broker has been scamming you out of tons of cash, it’s normal for you to feel confused and down, but I can assure you that this was the same case with me. I was lucky to meet with Mr. Aaron Gabriel, a computer wizard, and he helped get 80% of my funds back in no less than 48 hours. I am so grateful. I think someone else might need his help, which is why I have to leave this post here as a sign of gratitude for his job well done. Feel free to contact him at Aarongabriel310@gmail.com Please mention that you were referred by me so he can attend to you immediately because he’s been careful of imposters and spies.

  98. GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735

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    You can also contact them for the service below

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    * Crypto Mining

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  99. To reclaim my bitcoin, I had to fight diligently.  In an effort that it will be useful to someone else, I’m providing this evaluation. Due to trading platforms, profile hacks, binary option investments, and other fraudulent bitcoin-related activities, you are not the only person to have lost bitcoin. I was a victim of trickery when I invested in cryptocurrency, losing more than $15,000. To get my money back, I tried a number of different methods, but none of them appeared to work. I discovered Wizard Web Recovery, a cyber recovery expert, and his contact information. I was rapidly able to recover the funds I lost to these dodgy investors thanks to a better plan and technique. Wizard web recovery may be summed up in one word: authentic. Send a mail to the company below if you’ve experienced such tragedies and need assistance recovering. After that, get yourself the help you require.

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  100. After falling victim to a cryptocurrency investment scam, my family and I were left with nothing after these swindlers stole $118,000 total in USDT and Bitcoins from us. We were so lucky to come across a post about Hi.Tech [ hi.techrecovery01@protonmail.com ] a cryptocurrency and funds recovery company with plenty of experience in cybersecurity. Hi-Tech Recovery was able to recover all of our funds, and with the information we provided, they were tracked down and reported to the appropriate authorities. I highly recommend Hi.Tech for your cryptocurrency recovery

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  101. Please keep in mind that it is important to be careful and take steps to protect yourself from future scams. One way to do this is to be very careful about the websites you visit and the links you click on, HI TECH recovery thought me to avoid giving out personal or financial information to unfamiliar websites. It is also important to use a secure Bitcoin wallet and to keep your private keys safe. You can do this by using a hardware wallet or by storing your private keys on a piece of paper that is kept in a safe place. If you have any questions or concerns about Bitcoin security and recovery of lost funds, please don’t hesitate to ask HI TECH recovery because they are always happy to help.

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  102. I bring you Good news.There is a man called Dr.Ayomide a herbal practitioner who helped cure me from Genital herpes,this i had suffered from for the past 2years and i have spent so much money trying to survive from it.I got my healing by taking the herbal medicine he sent to me to drink for about 9days.3days after completion of the dosage,I went for a medical checkup and I was tested Genital Herpes NEGATIVE.I’m sharing this so that other people can know of this great healer called Dr Ayomide because I got to know him through a friend he cured from HIV.I was made to understand that he can cure several other deadly diseases and infections.Don’t die in ignorance and don’t let that illness take your life.Contact Dr Ayomide through his email address=ayomideherbalhome@gmail.com You can also call him or WhatsApp him on:+2348062443909 Thank you Dr. Ayomide. Be kind enough to share as you received.

  103. THE ONLY LEGITIMATE CRYPTO RECOVERY EXPERT….!!!

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  108. HOW I FINALLY RECOVERED MY LOST CRYPTO: I lost all my crypto to a fake investment scam to someone I met online. I started searching for help legally to recover my funds, and I came across a lot of Testimonies about HACKER STEVE. I contacted him, providing the necessary information and it took him and his team of experts about 36 hours to locate and help recover my stolen funds. I am so relieved and the best part was, the scammer was located and arrested by local authorities in his region. I hope this helps as many out there who are victims. I strongly recommend Steve professional services for assistance with swift and efficient recovery (Crypto, Credit card, Forex, NFT, etc) on Gmail: Hackersteve911@gmail.com | https://hackersteve.great-site.net/

  109. BE SMART AND BECOME RICH IN LESS THAN 3DAYS….It all depends on how fast 
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  110. I understand that losing access to your wallet or bitcoins can be stressful, or stolen usdt crypto from your wallet address. Still, I must emphasize the importance of exercising caution and seeking assistance through legitimate channels. I have seen and perused cryptocurrency scams. It reminds me of some heartache experience when I lost 547k dollars to a fake online crypto investment scam when I invested a huge amount of money. I searched online and came across a recovery expert A1 WIZARD HACKES Email { A1wizardhackes@cyberservices.com } who in a short while helped recover my scammed money, and I was pleased. I will advise you to contact the aforementioned contact for assistance, A1 WIZARD HACKES, he is fast and reliable.

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  112. When all seemed lost and my world teetered on the brink of collapse, I found myself thrust into a nightmare of unimaginable proportions. It was February 2024 when I made the fateful decision to invest my life savings – 20.71 BTC – with a shadowy figure masquerading as a blockchain expert. In the blink of an eye, my hopes were dashed, and my dreams shattered as the imposter vanished into thin air, leaving behind nothing but a trail of broken promises and stolen cryptocurrency. Overnight, I went from financial stability to the brink of ruin, my very existence hanging by a thread. Unable to secure a loan to provide for my family, the burden of my failure weighed heavily upon my shoulders. Every waking moment was filled with regret and anguish, as I grappled with the harsh reality of my predicament. It seemed as though there was no escape from the suffocating grip of despair. But just when all hope seemed lost, a ray of light pierced through the darkness. It was on an online forum, amidst a sea of despairing voices, that I stumbled upon a beacon of hope – the FOLKWIN E X P E R T RECOVERY. With nothing left to lose, I reached out to them, laying bare the extent of my misfortune and placing my trust in their capable hands. From the moment they responded, I knew that I had found allies in my battle against injustice. Gathering every ounce of information at their disposal, the team of hackers embarked on a relentless pursuit of justice, leaving no stone unturned in their quest to recover what had been unjustly taken from me. With each passing day, their determination only grew stronger, their resolve unwavering in the face of adversity. Then, like a miracle wrought from the depths of despair, came the news I had scarcely dared to hope for – my lost bitcoins had been recovered. It was a moment of profound relief and gratitude, as I realized that I had been given a second chance at life. To the FOLKWIN E X P E R T RECOVERY , I owe an immeasurable debt of gratitude. Not only have they restored my financial security, but they have also restored my faith in humanity. Their unwavering commitment to justice serves as a beacon of hope for all who have been wronged, a testament to the power of resilience in the face of adversity. So, to anyone who finds themselves ensnared in the tangled web of deception, I urge you – do not lose hope. Reach out to FOLKWIN E X P E R T RECOVERY now. Email them with the INFO BELOW,
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  113. I AM HERE TO TELL MY TESTIMONY ABOUT HOW GEO COORDINATES RECOVERY HACKER ENABLED ME RECOVER MY STOLEN BTC

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  114. Hello everyone, Am Nicholas Mc i want to use this medium to thank Dr Wealth for changing my life financially, i never believe i will ever win a huge amount of money in mega million, i have been playing Lottery for a very long time now and i only win stipends, one day i was checking something in the internet and i dabble across a testimony by a woman that won through the help of Dr Wealth and she left his contact so i contacted Dr Wealth to also ask for his help and he gave me some little instruction on what i should do which i did without hesitation and the following day he sent me some number and said i should go and play which i immediately went to play on that Tuesday, i didn’t actually believe 100% that i was going to win but to my greatest shuck my numbers was the winning numbers that appears on the board i almost fainted i was confused because i have never won that huge amount before as i speak am also counted amongst the people that has won million in lottery all thanks to Dr Wealth i also want you out there to also contact him for help here are his contacts: drwealthmag@gmail. com Or Text/WhatsApp him through +1(623)309-2420. Please tell him i referred you, i promised him i will tell the world about him.

  115. Fallen A Victim Of A Crypto Scam? – Recover Your Funds Right Now

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  116. New Year, new me, right? Well, that’s what I thought when I decided to take my cryptocurrency security to the next level. Fueled by optimism and perhaps a few too many resolutions, I set out to create a brand-new, ultra-complicated password for my Bitcoin wallet, which just so happened to hold a staggering $1,000,000. You know the type: a blend of uppercase letters, symbols, numbers, and even a dash of hieroglyphics. I was feeling pretty smart until, of course, I promptly forgot it.
    After days of futile attempts to jog my memory, trying every possible combination and random phrase I could think of, I finally admitted defeat. “This is ridiculous,” I muttered to myself as I stared at my screen, which mocked me with its ‘access denied’ message. The irony of my New Year’s resolution to be more secure leading to a complete financial black hole was not lost on me.
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  117. A LEGITIMATE CRYPTO RECOVERY EXPERT // THE HACK ANGELS

    Meet the hackers who can help get your crypto life savings back. A few months ago, I found myself in a precarious situation when I fell victim to a deceptive trading platform. I lost £989,000 to a fraudulent cryptocurrency investment broker I discovered on Facebook. I was scammed multiple times by individuals who promised to recover my lost funds but only added to my distress. When I found myself in a desperate situation after losing £989,000 to a fraudulent cryptocurrency investment broker. I was devastated. I reached a point where I was unsure if there was any hope left. It was then that I confided in a close friend who noticed my struggle and offered to help. He introduced me to a crypto recovery group known as THE HACK ANGELS. One of the best decisions I ever made was reaching out to THE HACK ANGELS to help me resolve my issue. But thanks to THE HACK ANGELS I recovered a significant portion of my losses. Their expert team worked tirelessly to trace and retrieve my funds, keeping me updated every step of the way. I cannot thank them enough for their assistance. If you ever find yourself in need of cryptocurrency recovery services, I wholeheartedly recommend reaching out to THE HACK ANGELS They are trustworthy, reliable, and undoubtedly the best in the business please contact them on email below:

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