There was an interesting discussion on the White Coat Investor forum, which was started by a poster named Krentist (emphasis mine):
“As I’ve become more financially literate, I’ve wholly embraced (the idea) understanding that ignoring the market is my best means of maintaining sanity on the ups and downs of the market.
My time horizon is at least 15-20 years until I begin to deplete my portfolio, so who cares what happened over the last month.
Yet as I’ve gained this perspective, it still hurts when my first Roth’s (3 weeks ago) and my first sum into my taxable (a week ago) are getting beat up and bruised. I understand the notion that I’ve bought cheap and this may likely serve me best in the long run.
Funny how now I consider myself more financially literate and yet I’m driving myself bonkers with my inability to stop checking the market each day.”
His feelings about the market and checking his account balance on a daily (or more) basis is a common one. In fact, it was the topic of the very first post on this blog, because it is a habit I knew many investors face.
When I first read the post above, my eyes locked onto the part where it indicated that he was a new investor. He started his Roth IRA 3 weeks ago and his taxable 1 week ago. Obviously, the market dropped pretty significantly over this short time period. But he acknowledges that over a long-term investing horizon of 15, 20, or 30 years, he will not significantly notice the moves of the past month.
The anchoring phenomenon in trading
There is often an obsession early in the course of an investment to check how the trade is doing. Traders and investors get completely locked onto their “entry point” (the price they bought the stock).
There are deep feelings associated with winning or losing early in an investment.
If the current stock price is above my purchase price, then I am winning. If the current stock price is below my purchase price, then I am losing.
These emotions of joy and fear run deep, and can even affect self-identity.
I am winning on this trade — therefore, I am a smart, great investor. I am losing money on this trade — therefore, I am a lousy investor.
These feeling illustrate what behavioral economists call the anchoring bias, a phenomenon when individuals (such as traders) rely too much on an initial piece of information (i.e. when you bought the stock) to affect decision-making.
The classic example of the anchoring bias is during negotiations over the price of an item. The final negotiated price is highly dependent on the starting price of negotiations. So if you are negotiating your salary, you can utilize the anchoring bias to your advantage by shooting for the moon. Maybe you’ll just land among the stars.
In the long run, your entry point matters less to you
You may remember your purchase price and follow your gains and losses closely in the first few months of a trade, but let’s imagine you were a new investor in the S&P 500 way back in 1990. Here’s a chart of the S&P 500 from 1990-2018:
The difference between Point A (the red line) and Point B (the blue line) is only a few months. But if you look closely at the chart, you can see that there was a decent correction in that time period. You could imagine a new doctor who put his first big paycheck into the market at time A could be fairly fearful about the money he lost in the first few months.
But now in 2018, after crises such as the bursting of the tech bubble, the 9/11 attacks, the 2008 financial crisis, and any other number of fears, the S&P 500 is way higher than it was in 1990. If you invested back in 1990, does it really make much difference to you whether you invested in Point A or Point B?
Investors naturally dollar cost average
And remember that investors don’t put all of their money on a single date (although it would be optimal if you could). They save money continuously throughout their career and end up buying at a range of prices.
You’ll buy when the stock market is rising. You’ll buy when the stock market is falling.
You’ll buy when the economy is booming. You’ll buy during recessions, with fears that the economy could depress even further.
I wouldn’t go so far as to say you want a bear market early in your career, but you’ll inevitably experience a few bear markets during your investing life. If anything, a bear market early in your career will instill the discipline necessary to stay the course when the stakes are low, so that you do not panic when a bear market occurs later in your career.
Does checking your investments change anything?
When you feel the urge to check your investments, you need to ask yourself if whether checking your investments will change how you invest. The answer is usually no. Since you’re rarely buying and selling stocks, checking your investments on a daily basis infrequently will lead to a trading decision.
Checking your investments should be like ordering a medical test. As the teaching goes, “if the test result won’t change your management, then don’t order the test.” Long-term investors should not be tinkering with their portfolios on a daily, or even monthly basis, so it is unnecessary to check your investments on a daily basis.
Conclusion
When you start anything new, almost everyone obsessively checks their performance. I’ll admit I checked the site stats of my blog multiple times a day when I first started out. Similarly, almost all new investors will frequently check how their stocks are doing early in their investment career, especially if it is falling.
But when you bought your investments will be relatively immaterial to you in the long run. Hopefully, when your investments have gone up 10-fold over 35 years, whether you bought before or after a correction will not matter to you anymore.
The ability to ignore the news and not check your portfolio’s performance, even when the stock market is falling, will be one of the surest signs of your growth as an investor.
What do you think? How often do you check your portfolio? Do you remember what price you bought your first investments, and do you regret not buying at a lower price?
[Charts courtesy of StockCharts.com]
The only reason to pay attention is to do some tax loss harvesting. Other than that heats the point. You may buy high or buy low. No way to know at the time.
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This is exactly how I started out as well and I didn’t know it was called Anchoring phenomenon until now but I was a classic example. I could see how the market did effected my mood that day as well when in the long run it didn’t matter at all.
Funny about the blog stats, I’m still obsessing over that, maybe because I’m still in the honeymoon phase at 6 months.
I didn’t check that often, but now that I’m retiring in December I can’t help myself!!! Is this the beginning of my Sequence of Return risk even though I probably won’t need to touch my 401 until it’s time for RMD’s!
Interesting phenomenon with great resonance. I try to ignore it, and yet find myself checking Personal Capital whenever I am on the computer. Best solution is probably just to spend more time off the computer…
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I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Cyber hackers send them the atm blank card and use it to collect money in any atm machine and become rich. {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.
You can also contact them for the service below
* Western Union/MoneyGram Transfer
* Bank Transfer
* PayPal / Skrill Transfer
* Crypto Mining
* CashApp Transfer
* Bitcoin Loans
* Recover Stolen/Missing Crypto/Funds/Assets
Email: darkwebonlinehackers@gmail.com
Text & Call or WhatsApp: +18033921735
Website:: https://darkwebonlinehackers.com
GET RICH WITH BLANK ATM CARD … Whatsapp: +18033921735
I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Cyber hackers send them the atm blank card and use it to collect money in any atm machine and become rich. {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.
You can also contact them for the service below
* Western Union/MoneyGram Transfer
* Bank Transfer
* PayPal / Skrill Transfer
* Crypto Mining
* CashApp Transfer
* Bitcoin Loans
* Recover Stolen/Missing Crypto/Funds/Assets
Email:: darkwebonlinehackers@gmail.com
Text & Call or WhatsApp::; +18033921735
Website: https://darkwebonlinehackers.com
LOST BITCOINS RECOVERY TESTIMONY
Being a scam victim can be depressing, you were given empty promises. They usually stop replying after achieving their aim which hurts even more, i have been there too as I was too ambitious and wanted to get back my lost Btc worth $412,000. I never thought I would be getting back a dime back and already lost hope until I contacted this Verified Recovery expert Morris Gray which was with a leap of faith, as I wasn’t going to go down without a fight. I was able to recover a significant part of my BTC through these recovery experts. Do not brood alone, make a move too. Write to him on email at ( MORRIS GRAY 830 @ GMAIL COM ) or whats app +1 (607) 698-0239 for Quick responds.
GET RICH WITH BLANK ATM CARD … Whatsapp: +18033921735
I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Cyber hackers send them the atm blank card and use it to collect money in any atm machine and become rich. {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.
You can also contact them for the service below
* Western Union/MoneyGram Transfer
* Bank Transfer
* PayPal / Skrill Transfer
* Crypto Mining
* CashApp Transfer
* Bitcoin Loans
* Recover Stolen/Missing Crypto/Funds/Assets
Email: darkwebonlinehackers@gmail.com
Text & Call or WhatsApp: +18033921735
Website: https://darkwebonlinehackers.com
Wow I feel so blessed again in my marriage after Dr Olu brought back my husband that separated with me for good 3 months. Even though I have mouths all over my body, it won’t be enough to thank Dr Olu for his help in my life. My husband separated with me for 3 months and has been in pain and agony without him. So, I searched for help everywhere but nothing worked out not until I meant Dr Olu who I contacted online. I explained my situation to him and he promised that my husband will get back to me within 72 hours so that my heart still beats for him. I believed in him and he prepared a spell for me and my husband called me exactly when Dr Olu said. He pleaded and said he needs me back and now we are living happily again for the past 9 months. Everyone out there reading my article that needs help should contact him… Email: drolutemple001@gmail.com or WhatsApp number:+2349078699000
https://www.facebook.com/drolu97
He got 13years experience
I want to tell you about the blank atm card . the programmed ATM card that can hack into all ATM machines. It works with any currency and in any country where you might be living. It is programmed in a way that when a transaction is carried out with the card ,it can’t be traced. To make use of this card ,you need no account number or even pin of anyone. It’s simple because there is a manual attached that teaches usage ,and also gives more explanation concerning the card.” So friends,it’s a new year and a new beginning. If you need funds to start up some business,pay up bills and loans or money to live a good life? Then you gotta make this opportunity yours. Though it is illegal as you and I know, since the government can’t satisfy everyone’s needs, I have to do what I have to do, to get what I want and for my family to be happy and everyone at large to be the same ..Though this post is not for everybody, but for those who truly need change from a poor state to a wealthy life you can withdraw up to $5800 in a day i have withdraw up to $57,000 in a month now .to get yours contact them on email:: blankatmservice1@gmail.com
Or
Facebook page link 👇
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My EX ruined me broke due to his incessant extravagant spending , I found myself in a big mess. I talked to a loan company and I was told that they can’t lend me loan . I was devastated, that’s put me into a lot of debt. I looked online and came across Mr MARTINS of martinshackers22@gmail.com , I hit him up and to my greatest surprise, my debt was paid in 4 working days from MARTINS HACKERS Blank ATM Card which i used to withdraw money untraceable and shop online with the blank ATM card . I was so amazed and it didn’t cost me too much to get the card and today have made up to $50,000.I implore you to contact him on how to get yours and because rich like me @ martinshackers22@gmail.com .No doubt he’s the best out there and your problems will be solved!
LOST BITCOINS RECOVERY TESTIMONY
Being a scam victim can be depressing, you were given empty promises. They usually stop replying after achieving their aim which hurts even more, i have been there too as I was too ambitious and wanted to get back my lost Btc worth $412,000. I never thought I would be getting back a dime back and already lost hope until I contacted this Verified Recovery expert Morris Gray which was with a leap of faith, as I wasn’t going to go down without a fight. I was able to recover a significant part of my BTC through these recovery experts. Do not brood alone, make a move too. Write to him on email at ( MORRIS GRAY 830 @ GMAIL COM ) or whats app +1 (607) 698-0239 for Quick responds.
BITCOIN RECOVERY IS VERY MUCH REAL, AM A LIVING TESTIMONY!!!!
I was actually fooled and scammed over ( $753,000 ) by someone I trusted with my funds through a transaction we did and I feel so disappointed and hurt knowing that someone can steal from you without remorse after trusting them, so I started searching for help legally to recover my stolen funds and came across a lot of Testimonials about Mr. Morris Gray, an agent who helps in recovery lost funds, which I can tell has helped so many people who had contacted him regarding such issues and without a questionable doubt their funds was returned back to their wallet in a very short space of time, it took the expert 48hours to help me recover my funds and the best part of it all was that the scammers was actually located and arrested by local authorities in his region which was very relieving. Hope this helps as many people who have lost their hard earn money to scammers out of trust, you can reach him through the link below for help to recover your scammed funds and thank me later.
Email Address: MorrisGray830 AT Gmail DOT com
Or WhatsApp: + 1 (607) 698-0239…
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Finding out that your husband or wife has been unfaithful isn’t just a time of profound heartbreak and shock, it’s also a time of intense confusion . At certain points desperate measures are our only resort and we take them, finding a trustworthy infiltrator can be a lifeline and I sure used one to save my relationship, business and sanity. I was having real life problems when my friend recommended Zion to me. I contacted him because my business partner was shaking me, stealing money from the business. Also my spouse was always up at odd hours clearly this is a sign that my spouse is cheating, so the hacker cloned/hacked into their devices and granted me total access to their devices without their knowledge. I was overwhelmed that I could see my business partner hidden finances that were off records and read their old and new text messages, see new and deleted pictures, emails, call logs, Facebook, messenger, WhatsApp, Snapchat, GPS location in real time among other things off my spouse phone. If you require the services of a private investigator (EC council certified personnel), you can speak to Zion at Remotespytech(@) Gmail, com . You will be glad you did. For the purpose getting him comfortable working with you, it is advisable you make reference to this post as it would save you a lot of back and forth while ensuring you are not some kid playing around. I do hope this helps.
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WhatsApp: +1 (352) 870-0844
They can help you recover lost or stolen bitcoins and funds in one swipe. He assisted my friend recover his stolen $155,000 savings from a faux forex broker.
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My name is Tom Peacock from USA, I want to say thank you to Dr Emu for the good thing he has done for me, Though am not sure if this is the best forum to show my joy and happiness for what he has done for me but i can’t hide my happiness and my joy so i have to share it with people, my marriage got crashed about two years ago and i tried all i could within my power but to no avail. I saw a post and testimonial about the good things Dr Emu has been doing so I decided to give it a try. though he is always a busy man but when he responded back to my email, he gave me 48 hours for my marriage to be restored really just like he said my marriage was restored since then I am happy and i am living happily i am so grateful to Dr Emu you can always email him here: {emutemple@gmail.com} or WhatsApp: {+2347012841542}
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Hello, Dr. OZ Odin, I want to thank you for the love spell you did for me. My boyfriend is back to me after using your returning love spell. Thank you so much, we will never forget this great happiness you brought to my life. If you are in need of this powerful spell caster you can reach him through this WHATSAPP +2348139424847
email: doctoroz2020@gmail.com I must tell this to everybody because I am so happy…
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My husband and I are another successful clients of Cyber Genie Intercontinental among many. I read countless positive reviews about how they have been using their cyber expertise to help people achieve their happiness back by recovering their scammed or lost Bitcoin and assets from fraudulent and posers of Cryptocurrencies trading companies. After reading many of the wonderful services they render, I had to contact them because my husband was seriously defrauded by some Chinese bitcoin miners, it all ended in goodwill as we were able to recover what we thought we had lost to scammers. Contact them on [ Cybergenie AT cyberservices DOT com ] WHATSAPP [ +1 ] 252-512-0391 ] and help yourself from depression.
Wardrivers Cyber Service is the best recovery team to help you recover your money from these scammers. A few months ago, I was contacted by a guy on Instagram about an investment platform that will bring huge profits if I invest in cryptocurrency, and after investing $98,000 into this platform, I was asked to invest more but that was when I knew it was a scam, my money was gone and they stopped answering my calls and messages. Fortunately for me, a friend of mine told me about Wardrivers and how they can recover my stolen money, I contacted them and in less than 48 hours, my money was reversed to me. Thank you so much Wardriver’s Cyber service for your help.
Here is their personal contact information: Wardriverscyberservice@techie.com
ALL YOU NEED TO KNOW ABOUT LOST FUNDS RETRIEVAL
To that one person or persons out there who really need a true and efficient hacker i would advise you to contact RecoveryMasters via Email: (Recoverymasters@email.cz ) or WhatsApp him on +15-5120-2-23-35 he just offered me top notch services and he is capable of offering hacking services of any sort. P.S. I am only doing this to help others from meeting these fake so-called hackers who soil the good names of powerful and genuine hackers.
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I had a more complicated problem recovering my lost Bitcoin. The Cyber Genie Team stuck with me the whole time until they came up with a solution that worked and I now have my BTC back when I really thought it would be lost forever! This team has the ability to crack passwords and they are completely trustworthy in handing back your funds once they have recovered your BTC from any fake and shady Crypto miners and brokers online parading the internet with sweet and juicy profits if they help you trade. No one has anything to worry about dealing with them because there is Nothing to lose, ONLY TO GAIN, Contact them for assistance:
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LOST BITCOINS RECOVERY TESTIMONY
Being a scam victim can be depressing, you were given empty promises. They usually stop replying after achieving their aim which hurts even more, i have been there too as I was too ambitious and wanted to get back my lost Btc worth $412,000. I never thought I would be getting back a dime back and already lost hope until I contacted this Verified Recovery expert Morris Gray which was with a leap of faith, as I wasn’t going to go down without a fight. I was able to recover a significant part of my BTC through these recovery experts. Do not brood alone, make a move too. Write to him on email at ( MORRIS GRAY 830 @ GMAIL COM ) or whats app +1 (607) 698-0239 for Quick responds.
Last week i got my programmed and blank ATM card from Dannywhite hackers to
withdraw the amount of $ $5000 per day for a maximum of 6 months at smoothhackers006@gmail.com or Whatsap +12242535430
Though at first i was in doubt, but thank God i did not back-out I am very happy with this because I have successfully paid my debt. i have withdrawn $ 50,000 … Dannywhite hackers is true and real, Get yours from DANNY hackers today!
You just have to send an email to smoothhackers006@gmail.com or Whatsap +12242535430 contact them for the following services
Blank ATM card
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all kinds of hacking service
“Michealmurphy At Repairman DOT Com” remains the best in Bitcoin, wallet, password and funds recovery. I had a cold storage wallet that I bought some years back which I use in storing my crypto. When I went back to withdraw my coin I realized my wallet had been compromised and my coin was gone. After a week of not having access to my wallet, I started researching, I found Michael Murphy and they had the best reviews. They tracked the coin using the hacker’s transaction signature print in an hour and only took their 20% fee which I was more than happy for them to have. Highly recommend their service.
My name is Shawfik from Pakistan, I am here to share with you one of my life saving experiences that I thought would never be possible before. I had some coins in my block chain accounts amounting about $23,000, then I couldn’t login again for misplacement of password, but a colleague of mine introduced me to santoshi hacker who recover my account that was really my saves you can trust this hacker at my age i do not lie about saying santoshi hacker is Good visit email ( santoshihacker@hotmail.com ), I was really surprised because the recovery process was just like a magic to me. I decided to put this review on here for those who need a hacker for hire you we be bless.
The Santoshi Hacker team of investigators is truly exceptional. They were able to uncover crucial evidence that led to the recovery of my lost crypto investment and private key. Their expertise and dedication made all the difference in my case, and I am incredibly grateful for their hard work. At first I was hesitant about trusting anyone with my case, but the Santoshi Hacker team proved me wrong. Their team of experts was able to recover my lost crypto investment and private key, and they did it quickly and efficiently. I would highly recommend their services to anyone who has lost their crypto investment or private key. Michael R,
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I was suffering from Lupus and Type 2 diabetes for over 8yrs. I tried many recommended drugs by our family medical Doctor. none was able to cure me , at last became dependent on saferoom and metformin due to the weakness and constant pains, i found that life was just sinking & there was no way of hope. i read about a herbalist from african Dr Ofua Ofure on his website, i decided to consult him through his contact i got from his website (+2347059497969) and (thegreatherbalhealinghome@gmail.com ) for herbal treatments, cause i have read testimonies of his herbal medicine curing several people from different disease and infections on his website: (https://dr-ofua-ofure-herbal-healing-home.business.site) , two days later, I make order for the herbal medicine and a week later i receive it at my house here in Manitoba CA, After some couple of days taking this herbal medicine, Things started to change, The symptoms started to decrease , a week later all symptoms were gone permanently .
At this point i was saying to myself i cant wait to complete the dosage as instructed by him, I became fully free from all the symptoms of Type 2 diabetes and Lupus, at the completion of the dosage after 21 days. i feel healthy again and i rush down to the hospital for check up and the test result confirmed it that am now free from diabetes and Lupus, I told the medical Doctor how it was possible and gave him the herbalist Dr Ofua Ofure contact. am sharing this here for anyone who is having health issues either it been diabetes, lupus or any other disease/infections, should please contact Dr Ofua Ofure for lasting solution.
My life is totally different now. That’s why I decided to let everybody know about the wonderful healing of Dr Ofua Ofure,
I lost all my money after falling victim to a cryptocurrency investment scam, I was logged out of my account and was told the account manager was sick and that I had to pay some certain amount to gain access to my accounts. I had invested some huge amounts of money into this platform Capital Express FX, a lady contacted me to invest in this platform so that I would make huge profits which I did but to my surprise, these were all scams and they have defrauded several others of their money through cryptocurrency. I was weak and broke, I couldn’t meet up with my bills until a friend of mine told me about Spyweb Cyber, a reputable and reliable recovery company. I contacted Spyweb and provided all the information to them, a few other things I couldn’t provide but this company did an amazing job to trace and recover my stolen money. I’m still amazed and excited that a company like Spyweb Cyber is out there helping victims of cryptocurrency scams recover their money. I’m truly grateful to their service and recommend them to everyone.
Reach Spyweb at
E-MAIL:spyweb@cyberdude.com
E-MAIL:contact@spyweb.tech
LOST BITCOINS RECOVERY TESTIMONY
Being a scam victim can be depressing, you were given empty promises. They usually stop replying after achieving their aim which hurts even more, i have been there too as I was too ambitious and wanted to get back my lost Btc worth $412,000. I never thought I would be getting back a dime back and already lost hope until I contacted this Verified Recovery expert Morris Gray which was with a leap of faith, as I wasn’t going to go down without a fight. I was able to recover a significant part of my BTC through these recovery experts. Do not brood alone, make a move too. Write to him on email at ( MORRIS GRAY 830 @ GMAIL COM ) or whats app +1 (607) 698-0239 for Quick responds.
Hi everyone i want to share my amazing testimony on how Dr Graceondu blessed my life, i used to work as a cleaner in supper market, i have been playing lottery game for long now and i don’t usually win, i came across a testimony of someone testifying about how Dr Graceondu prayed for her and gave her a lottery game to play and she won big amount of money, so i also decided to try my luck, i contact him through his website and he assured me that he will help me, he told me it will take him two day to pray for me, so on the second day he gave me some lottery numbers to play and i went to play the game so on that faithful day i went to check the game to my greatest surprise i won a very big amount that changed my status, i quit as a cleaner in the supper market and i became a company owner.
I want you out there to also contact him for your lucky game.
You can reach him via his Email drgraceondu12 @ gmail.com or WhatsApp him on +17542773146
I want to share my testimony on how i got the blank ATM card. I was so wrecked that my company fired me simply because i did not obliged to their terms, so they hacked into my system and phone and makes it so difficult to get any other job, i did all i could but things kept getting worse by the day that i couldn’t afford my 3 kids fees and pay my bills. I owe so many people trying to borrow money to survive because my old company couldn’t allow me get another job and they did all they could to destroy my life just for declining to be among their evil deeds. haven’t given up i kept searching for job online when i came across the testimony of a lady called Judith regarding how she got the blank ATM card. Due to my present state, i had to get in touch with Hacker called OSCAR WHITE of oscarwhitehackersworld@gmail.com and he told me the procedures and along with the terms which i agreed to abide and i was told that the Blank card will be deliver to me without any further delay and i hold on to his words and to my greatest surprise, i received an ATM card worth $4.5 million USD , All Thanks to OSCAR WHITE , if you are facing any financial problem contact him asap email address is oscarwhitehackersworld@gmail.com
You can also contact them for the service below
* Western Union/MoneyGram Transfer
* Bank Transfer
* PayPal / Skrill Transfer
* Crypto Mining
* CashApp Transfer
* Bitcoin Loans
* Recover Stolen/Missing Crypto/Funds/Assets
Email:oscarwhitehackersworld@gmail.com
Many have come to the conclusion that Bitcoin and other cryptocurrencies cannot be traced or recovered but it’s incorrect, it can be traced and recovered with the right tools and resources. I was one of those who didn’t believe in it but I was able to recover my Bitcoin after I sent a huge amount to the wrong address with the help of a recovery team called CYBERWALLFIRE. I thought all hope was lost for good but with the intervention of CYBERWALLFIRE, I was able to trace and recover my Bitcoins. Truly remarkable work by CYBERWALLFIRE and I highly recommend their service.
CYBERWALLFIRE can be reached via E-mail: Cyberwallfire(@)techie(.)com
Hi everyone i want to share my amazing testimony on how Dr Wealth transformed my financial life, i still find it difficult to believe that i now worth millions of dollars, am from US i have been playing lotto for so long and i have never win any reasonable amount, i was glancing through things online and i came across a testimony of a woman who won a very huge amount of money with the help of Dr Wealth who prayed for her and gave her a winning numbers to play, and surprisingly her name came out among the winners she won 36 million dollars, so i also decided to try my luck i contacted the Dr Wealth and i also asked him for help and he told me what i needed to do which was a very easy task which i did and on the second after he has made prayers for me he gave me some numbers and told me that i should go and play so i went to play the number in the morning and on Tuesday i went to check the result there i got the shock of my life, i saw my name amongst the winners list i won an amount i have never dreamed of, my mouth was open and i didn’t know what to say, i just want the worlds to know that there is a great man called Dr Wealth, if you have been playing lotto game and you never won i will advice you to contact Dr Wealth for help and i promise you he will never fail you,
here are his contacts, you can email him on DrwealthmagATgmail.com you can also WhatsApp him on +14752913784.
GOODLUCK!
Do you need to recover cryptocurrency funds lost due to theft, fraud or scam? MYSTERIOUS HACKER are most reliable to recover your funds for you, they helped me recover my funds back and have also helped hundreds of scam victims around the world to recover millions of dollars of stolen funds, also they can help to uncover who the perpetrators are, monitor crypto movements in real-time, and ultimately help with seizing and recovering your funds. they always match you with the right solution that suits your case the most, you can email them on : mysterioushack666@cyber-wizard.com they also specialize in the follow.
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Hi everyone i want to share my amazing testimony on how Dr Wealth transformed my financial life, i still finds it difficult to believe that i now worth millions of dollars, am from US i have been playing lotto for so long and i have never win any reasonable amount, i was glancing through things online and i came across a testimony of a woman who won a very huge amount of money with the help of Dr Wealth who prayed for her and gave her a winning numbers to play, and surprisingly her name came out among the winners she won 36 million dollars, so i also decided to try my luck i contacted Dr Wealth and i also asked him for help and he told me what i needed to do which was a very easy task which i did and on the second day after he has made prayers for me he gave me some numbers and told me that i should go and play them so i went to play the number in the morning and on Tuesday i went to check the result there i got the shock of my life, i saw my name amongst the winners list i won an amount i have never dreamed of, my mouth was open and i didn’t know what to say, i just want the world to know that there is a great man called Dr Wealth, if you have been playing lotto game and you never won i will advice you to contact Dr Wealth for help and i promise he will never fail you, here are his contacts, you can email him on Drwealthmag@gmail. com you can also WhatsApp him on +13022040295. GOODLUCK!
I am Nichelle harris by name. Greetings to every one that is reading this testimony. I have been rejected by my husband after three(4) years of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address (foreverspellcast49@gmail.com), have help a woman to get back her husband and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2 days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband. Thanks for Dr.BOB His email: foreverspellcast49@gmail.com
CALL/ WHATSAPP; +2349153314547
GET RICH WITH BLANK ATM CARD, Whatsapp: +18033921735
I want to testify about Dark Web blank atm cards which can withdraw money from any atm machines around the world. I was very poor before and have no job. I saw so many testimony about how Dark Web Online Hackers send them the atm blank card and use it to collect money in any atm machine and become rich {DARKWEBONLINEHACKERS@GMAIL.COM} I email them also and they sent me the blank atm card. I have use it to get 500,000 dollars. withdraw the maximum of 5,000 USD daily. Dark Web is giving out the card just to help the poor. Hack and take money directly from any atm machine vault with the use of atm programmed card which runs in automatic mode.
You can also contact them for the service below
* Western Union/MoneyGram Transfer
* Bank Transfer
* PayPal / Skrill Transfer
* Crypto Mining
* CashApp Transfer
* Bitcoin Loans
* Recover Stolen/Missing Crypto/Funds/Assets
Email: darkwebonlinehackers@gmail.com
Text & Call or WhatsApp: +18033921735
Website: https://darkwebonlinehackers.com
i just received a wire transfer of $60,000 direct to my bank account with the help of ethicsrefinance@gmail.com, he is the best hacker in the world , with the cash i was able to pay for my kids college bills ,am grateful for their services …THEY ARE REAL!!
CONTACT: (Ethicsrefinance@gmail.com)
WEBSITE:(WWW.Ethicsrefinance.com)
You can also contact them for the service below
* Western Union/MoneyGram Transfer
* Bank Transfer
* PayPal / Skrill Transfer
* Crypto Mining
* CashApp Transfer
* Bitcoin Loans
ARE YOU A VICTIM OF INVESTMENT OR NFT SCAM? SCHEDULE A MEETING WITH AN ETHICAL HACKER ASAP FOR COMPLETE RECOVERY.
ASOREHACKCORP is a financial regulator, private investigation and funds recovery body. We specialize in cases as regards ETHICAL HACKING, CRYPTOCURRENCY, FAKE INVESTMENT SCHEMES and RECOVERY SCAM. We are also experts in CREDIT REPAIR, we analyze what’s impacting your score.
All software tools needed to execute RECOVERIES from start to finish are available in stock.
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Be ALERT to FALSE reviews and testimonies on the internet, the authors and perpetrators unite to form a syndicate.
Contact our team as soon as you can via the email address below to book a mail meeting with an ethical hacker.
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Stay Safe out there !
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Last year I stumbled across a cryptocurrency platform Advertisement online and I felt compelled to watch them since I had little knowledge of how profitable cryptocurrency is. I was immediately intrigued by it and decided to invest with the investment firm., on my first trial, I deposited $113,000 to the platform.My profit had accumulated so quickly after 48hrs that I became more interested and decided to add $215,100 to my initial investment.on attaining my profit target I requested for withdrawals. This company then began asking for more funds to activate my withdrawals.This made me suspicious, so I decided to consult a Crypto Expert. I came across Ultimate Hacker Jerry who advised me that I had been scammed but was also an Expert in Crypto Recovery Services. This expert Ultimate Hacker Jerry was able to recover all my Crypto a total of $328,100.I must recommend this erpert to any Scam victim that has been defrauded and have your Crypto recovered back by Ultimate Hacker Jerry.
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ARE YOU A VICTIM OF INVESTMENT OR NFT SCAM? DO YOU WANT TO INVESTIGATE A CHEATING SPOUSE? DO YOU DESIRE CREDIT REPAIR (ALL BUREAUS)? SCHEDULE A MEETING WITH AN ETHICAL HACKER ASAP TO GET STARTED.
ASOREHACKCORP is a financial regulator, private investigation and funds recovery body. We specialize in cases as regards ETHICAL HACKING, CRYPTOCURRENCY, FAKE INVESTMENT SCHEMES and RECOVERY SCAM. We are also experts in CREDIT REPAIR, we analyze what’s impacting your score.
All software tools needed to execute RECOVERIES from start to finish are available in stock.
Kindly NOTE that the available tools does NOT apply to CREDIT FIX.
Be ALERT to FALSE reviews and testimonies on the internet, the authors and perpetrators unite to form a syndicate.
Contact our team as soon as you can via the email address below to book a mail meeting with an ethical hacker.
asorehackcorp@ gmail com
Stay Safe out there !
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Good day Audience, I want to use this great medium to announce this information to the public about Mr MORRIS GRAY. few months back, I was seeking an online BTC investment plan when I got scammed for about $172,000. I was so down and didn’t know what to do until I came across a timeline about Mr MORRIS GRAY. so I reached out to him and to my greatest surprise, they were able to recover all the funds which I had previously lost to the Devils. I am so glad to share this wonderful news with you all because it cost me nothing to announce a good and reliable Hacker as Mr MORRIS GRAY, His direct email is Morris Gray 830 at gmail dot com, WhatsApp: +1 (607) 698-0239…..!!
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I’m one of those few people who invested in the cryptocurrency market and was hoping to make enough profits after my retirement. Unfortunately, I had invested in a platform that was out to steal from me, I lost around $275,000 to this platform excluding the promised profits. I had lost every penny I invested into it including the money I had to borrow from friends. I thought it was all over until I came across a Cryptocurrency recovery expert, Elite Wizard Bitcoin Recovery, who helped me recover my money from these fake investors. It took Elite Wizard Bitcoin Recovery 48 hours to recover my money and I was able to track down these people. I’m truly grateful for their service and I highly recommend them to anyone with the same problem.
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ARE YOU A VICTIM OF INVESTMENT OR NFT SCAM? DO YOU WANT TO INVESTIGATE A CHEATING SPOUSE? DO YOU DESIRE CREDIT REPAIR (ALL BUREAUS)? SCHEDULE A MEETING WITH AN ETHICAL HACKER ASAP TO GET STARTED.
ASOREHACKCORP is a financial regulator, private investigation and funds recovery body. We specialize in cases as regards ETHICAL HACKING, CRYPTOCURRENCY, FAKE INVESTMENT SCHEMES and RECOVERY SCAM. We are also experts in CREDIT REPAIR, we analyze what’s impacting your score.
All software tools needed to execute RECOVERIES from start to finish are available in stock.
Kindly NOTE that the available tools does NOT apply to CREDIT FIX.
Be ALERT to FALSE reviews and testimonies on the internet, the authors and perpetrators unite to form a syndicate.
Contact our team as soon as you can via the email address below to book a mail meeting with an ethical hacker
asorehackcorp @ gmail com
Stay Safe out there
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A few months ago I made a terrible mistake that caused me to lose around $110,000 on a fake crypto investment trading platform. They tricked me into investing on their platform with the intention of making a 15% daily profit, but unfortunately it turned out to be a lie and my money was all gone. I was very worried at that point and couldn’t know what to do, not until I found out about MOTIVFUNDS RECOVERY online and how someone got their money back. Although I started feeling like everything seems too good to be true, at that time I had no choice but to contact them because I was so desperate to get my funds back. Well, my biggest surprise is that MOTIVFUNDS RECOVERY was able to prove me wrong by getting my money back in less than 2 days, that was after providing all the details they needed and running a test on the scammer’s wallet address. So if you ever need such service you can contact them via email: (Motivfundsrecovery@gmail.com)
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HOW TO SUCCESSFULLY RECOVER STOLEN CRYPTO FROM SCAMMERS.
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I was exposed to the cryptocurrency trading platform smatdec.me, where I invested all of my savings. Despite paying a plethora of absurd fees, they refused to let me withdraw any of my winnings or investment funds. Being a disabled veteran, I have experienced various sorts of financial misery and sadness as a result of losing my funds to these platforms. I was really fortunate to find Captain Jack Crypto Security Service, who was able to assist me in getting my cryptocurrency back after conducting an investigation and discovering that the platform was a scam site that was just seeking my investment money. The Security Service of Captain Jack Crypto Company was successful in getting my money back in full. Sincerely, thank you, and I heartily suggest their services to anyone who has been duped by this scam.
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I cannot thank ethicsrefinance enough for their incredible work in helping me recover my stolen $325,000 USDT. I was devastated when I realized my funds had been stolen, but ethicsrefinance stepped in and used their expertise to retrieve my money. Their professionalism and dedication to their work was evident throughout the entire process. They kept me updated and informed every step of the way, and I felt confident and reassured knowing that my case was in their hands. Thanks to ethicsrefinance, I was able to recover my funds and regain my financial stability. I highly recommend their services to anyone in need of ethical and reliable hacking assistance. Thank you, ethicsrefinance, for your exceptional work and for giving me peace of mind. Reach out to EthicsRefinance hackers today and reclaim what is rightfully yours
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I heard about a Bitcoin programmed scheme that I taught was going to be a lifetime investment opportunity but turned out to be Fraudulent, i got deceived by this Investor i met on a telegram group to make my investment with their company, this investors made the company website look so real and promising, without much thought i invested some money not knowing that i am being scammed, we got going till it was time for me to take my returns i try to make withdrawal but the system declined my withdrawals. made several attempts to get it right but still wasn’t going good i then contacted the “support” for a help they demanded for some fees to be settled before i could have my funds withdrawn successfully, i cleared the demanded fees required but not able to withdraw my funds yet. at this point i realise i was been scammed. i taught all money was lost until I met a life savoir on a crypto site who had helped a lot of people recover there stolen funds/coins ( KINGS HACKER RECOVERY) I explained my situation to him and assured me he’ll help me get my money back, I gave it a try and he definitely did a great job, all my money was recovered back into my wallet account in few days, I don’t really know how he got this done but this is really awesome! I’m writing this to inform anyone who had a similar issue to contact this expert via: kingshackerrecovery @gmail.com. I’m so happy right now, I luckily escaped what ought to have destroyed me financially.
I fell victim to a Bitcoin scam when I received an email claiming to be from a reputable cryptocurrency exchange, asking me to update my account information due to a security breach. The email looked legitimate, and without verifying the source, I provided my login credentials. Shortly after, I noticed unauthorized transactions draining my Bitcoin wallet and my money in the wallet was gone. However, a close buddy introduced me to Elite Web Recovery after I had been depressed for days. So I contacted Elite Web Recovery services and he immediately initiated an investigation into the scam that led to my Bitcoin loss. Then he experts meticulously analyzed the transaction history and identified potential leads to track down the scammers. Through the strategic approach and legal expertise, Elite Web Recovery was able to recover a significant portion of my lost funds, providing me with hope and relief after falling victim to the scam. I’m recommending elitewebrecovery@cash4u.com, the safest and most dependable cryptocurrency recovery service available to you.
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I was scammed over ( $345,000 ) by someone I met online on a fake investment project. I started searching for help legally to recover my money and I came across a lot of Testimonies about ETHICREFINANCE Recovery Expects. I contacted them providing the necessary information’s and it took the experts about 27hours to locate and help recover my stolen funds. I am so relieved and the best part was, the scammer was located and arrested by local authorities in his region. I hope this help as many out there who are victims and have lost to these fake online investment scammers. I strongly recommend their professional services for assistance with swift and efficient recovery. They can reached through the link below.
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I’m Cecilia from the USA, and a few weeks ago, I fell for a scam involving a phony cryptocurrency investment scheme. I was scammed by a woman who had gained access to a close friend’s Facebook account. I lost almost $16,500,000 in money. I initially felt it was a great investment since I made a lot of Profit out of it at first but then I was scammed into becoming a VIP member, and I started investing a lot of money without receiving my money back or having my interest taken out. It took me a very long time to find Redeemed Hacker Pro, Hacking and Digital Assets Recovery Agency, which I engaged in. With their help, I was able to withdraw all of my profits and investment from the scam investment platform. I will always be grateful to Redeemed Hacker Pro for helping me to withdraw my money and regaining my piece of mind. contact them via their hotline now: website: http://www.redeemedhackerpro.com or redeemedhackerpro.wixsite.com/redeem-hacker-pro.
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At Facebook, I connected with a crypto investment group called Capitalix fx. Every year the group manager would select their top 30 most active investors getting well engaged in the trading activities in the group and reward them accordingly through a variety of trading packages including a multi-investors package where you can invest together with a certain group to unlock a 500% profit return. Selected Investors would quickly top up their portfolio balance and alert the VPs of their group who will in turn confirm their buy-in, then we’re supposed to await the trading period of 2weeks before receiving our returns. Last year, I was among the 30 selected investors even though I was still in my first 6 months, I was quite surprised but I then It felt like an opportunity to amass more profits from the company, so I quickly gathered as much funds as I could and deposited into my account as per the companies terms and conditions. One week in and the company website shut down, i tried speaking with the group admin but she wouldn’t respond to any of my messages and she went on to remove me when i threatened to report her account. I resorted to hiring a hacking recovery company in a last ditch attempt to save my family, I had lost everything and we were now feeding from hand to mouth. As luck would have it, I came to know about a reputable and trustworthy recovery company SWIFT RECOVERY FIRM through a twitter post which quickly prompted me to get in touch with the team using one of their contacts info that I had copied from the post Email: swiftrecoveryservice006 @gmail.com It didn’t take long before their team responded to me and they accepted to take on my case after reviewing everything, within 48 hours the team anonymously extracted back my funds from the scammers back into my wallet, they’re my knight in shining armor and I strongly recommend them to everyone else out there. You can also reach them on WhatsApp on +1 786 684 0501
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I’m willing to talk about my experience investing in bitcoin. You can, however, get your stolen bitcoins back. I was taught that recovering bitcoin was impossible, therefore I never thought it was conceivable. I recently lost close to $195,000 after falling for a forex scam that promised absurdly large returns. I looked everywhere for assistance before finding a Recovery Nerds article online. When I contact Recovery Nerds, my excitement was once more total. Get in touch with Recovery Nerds as soon as possible. They are a registered hacking group that can help with a quick and efficient bitcoin recovery. Contact Recovery Nerds at:
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I am an individual investor who started trading cryptocurrencies about three years ago, drawn by the potential for high returns and the burgeoning popularity of digital assets. My trading journey was largely positive until I encountered a seemingly reputable investment platform I found on Instagram, which was endorsed by several high-profile celebrities. This platform promised substantial profits and seemed legitimate, so I decided to invest a significant portion of my savings, totaling $206,000.The problems began shortly after my investment grew in value on the platform. When the time came to withdraw my accumulated profits, my requests were unexpectedly denied without any reasonable explanation. Repeated attempts to contact the platform’s customer support resulted in no feedback; it was at this moment I realized I had fallen victim to a sophisticated scam. To make matters worse, I soon discovered that not only my investment account was compromised, but I was also locked out of my associated email accounts and crypto wallets, which were altered by unauthorized access to further prevent me from reclaiming any control or communication. In my desperate search for a solution, I came across an internet post praising the services of a recovery expert known as WEB BAILIFF CONTRACTOR. Deciding to reach out to them was a pivotal decision. The review I saw mentioned how they excelled in handling cases of online fraud and had a record of recovering lost funds from scams. They were extremely responsive and professional, diving into the complexities of my case with a strategic approach. The recovery process involved detailed investigations and negotiations, which WEB BAILIFF CONTRACTOR navigated expertly. Although the situation initially seemed hopeless, their persistent efforts brought a significant breakthrough. Eventually, they managed to recover $180,000 of my lost funds. While this was not the full amount I had invested, it was a substantial recovery that mitigated the financial blow significantly. Despite the incomplete recovery, I am immensely grateful for the work of WEB BAILIFF CONTRACTOR. Their dedication and expertise in retrieving lost funds from scams proved invaluable. I learned a harsh lesson about the importance of thorough due diligence before investing in any platform, regardless of its apparent credibility or celebrity endorsements. I now approach each investment opportunity with heightened caution and have improved the security measures for my trading activities to prevent future compromises. Contact info:
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I am Jackie from New Jersey. When the ‘Ghost Traders’ inboxed me on the potentiality of tenfold returns, i caved in. If you have sen the numerous ads running on the same traders, you will definitely be interested to invest, but in this case, I think it was a ploy of the same account by fraudsters. My investment totally came to $400,000 over time in the promise of helping me in trading Bitcoin. Soon afterwards, the whole website went missing, no traces. And my money with it. Was a pretty low moment for me. Fast forward to finding TheexnerhackerATprotonmailDOTcom. and I shared my nightmare with them. I had given them 12 hours to comlete the necessary but beat me to it, recovering all my money in 6 hours. A quick tip to share as I was personally advised is, if your hacker takes too long to get back your funds/crypto after you have provided all the requirements, seek help somewhere alse. thank you THE EXNER HACKER for the solid.
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